Owning and driving a motorcycle can be fun and rewarding with many miles of beautiful roads to travel. It is important to not only have adequate insurance to be able to operate your motorcycle on roadways legally but to have the right type of coverage as well. Choosing a professional insurance company is an important factor in getting quality coverage. Our team of experts is available to assist!
Types of Motorcycle Insurance
Beyond standard liability and uninsured motorist insurance, there are other coverage options to consider. They include:
- Collision – covers damages to your motorcycle in excess of your policy’s deductible
- Personal Injury Protection (availability varies by state) – covers injuries that you and any passengers sustain in an accident; coverage may also include injuries involving pedestrians.
- Medical Payments – covers medical expenses for you and passengers, similar to personal injury protection; coverage for lost wages and other associated costs are not included.
- Comprehensive – covers losses not associated with a collision, such as theft and damage from weather or fire, in excess of your policy’s deductible.
Expert Insurance Agents in Louisville
The agents at the Palacio Miller Family of Agencies have helped countless motorcycle owners get the right type of insurance for maximum protection. We’ll gladly walk you through your current policy and answer any questions you have concerning your coverage. If you are a new biker in need of a policy, call us today for a hassle-free quote to help get you safely onto the open road!