3103 Breckenridge Ln
Louisville, KY 40220
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The Palacio Miller Family of agencies -
Proudly Serving a five-state area!

Do all people in Kentucky need to have boat insurance?

People that live in the Louisville, KY area will want to enjoy the warm months of the year as much as possible. A great way that this can be done is by getting a boat and enjoying all the local waterways. If you are looking for a boat, you also need to get a quality boat insurance plan. There are a few reasons that boat owners here will need this coverage.

Protect their Boat

A primary reason to have a boat insurance plan is to protect your boat. Once you buy a boat, you will want to ensure it is properly cared for. A big part of this is getting the right insurance. With boat insurance, you will have the support that is needed to replace or repair your boat if you do incur various types of losses.

Offset Liability Risks

You should also get a boat insurance plan to offset your liability risks. When you get a boat, there is always a chance that you can cause an accident. As you will need to cover these damages, having insurance is a good option. When you are covered with a boat insurance plan that has liability coverage, it will provide you with the support needed so you can handle these costs. 

If you are a boat owner and are in the Louisville, KY area, you will know how valuable a quality boat insurance plan is. Once you are ready to start shopping for a new plan, calling the Palacio Miller Agency is a good option. Boat owners will want to be made aware of all of their insurance options and the Palacio Miller Agency can help with this. The team can answer any of your questions and get you into a quality plan. 


  1. We are locally owned and operated!

  2. We provide coverage through multiple carriers!

  3. We can combine coverage to save you money!

  4. We offer friendly customer service!

  5. You have 24-hour access to your policy info!


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