Month: July 2022

Emergencies come in many forms. It can be a flood, a tornado, a wildfire, a severe storm, or another natural disaster. Being prepared means being safe and preparing your home and your family helps. At Palacio Miller Agency in Louisville, KY, we want to make sure that we provide the advice you need to choose the right home insurance to protect your home.  

Preparing your home and family for an emergency

Prepare an escape route

Not only do you need to have an escape route planned to get out of your neighborhood, but you and your family also need to have an escape route planned to exit your home in the event of an emergency. Designate a meeting point in the house and make sure everyone knows where it is. Discuss alternative ways out in the event one way is blocked. 

Know the safe room for a tornado shelter

If you don’t have a tornado cellar, you need to determine which room in your home provides the best safety. Internal rooms without windows are the best option. If you have a basement, go there. Often, bathrooms are the best choice, but they need to be on the first floor. A closet will also provide some protection. 

Have supplies

It is always good to have a supply of water on hand. You need it for drinking and maybe for washing and flushing the toilet if the electricity is out for several days. If possible, have a generator so that you can have heat or ac depending on the time of year. Have a way to cook meals. It can be a camp stove or if you have a gas stove you are in luck. Make sure that if you have any advance warning you fill up your vehicle’s gas tank. 

Give Us A Call

Contact Palacio Miller Agency in Louisville, KY to discuss your home insurance needs.