3103 Breckenridge Ln
Louisville, KY 40220
Get Directions

The Palacio Miller Family of agencies -
Proudly Serving a five-state area!

4 Coverage Options for When You Have Motorcycle Insurance

Owning and driving a motorcycle can be fun and rewarding with many miles of beautiful roads to travel. It is important to not only have adequate insurance to be able to operate your motorcycle on roadways legally but to have the right type of coverage as well. Choosing a professional insurance company is an important factor in getting quality coverage. Our team of experts is available to assist!

Types of Motorcycle Insurance

Beyond standard liability and uninsured motorist insurance, there are other coverage options to consider. They include:

  • Collision – covers damages to your motorcycle in excess of your policy’s deductible
  • Personal Injury Protection (availability varies by state) – covers injuries that you and any passengers sustain in an accident; coverage may also include injuries involving pedestrians.
  • Medical Payments – covers medical expenses for you and passengers, similar to personal injury protection; coverage for lost wages and other associated costs are not included.
  • Comprehensive – covers losses not associated with a collision, such as theft and damage from weather or fire, in excess of your policy’s deductible.

Expert Insurance Agents in Louisville

The agents at the Palacio Miller Family of Agencies have helped countless motorcycle owners get the right type of insurance for maximum protection. We’ll gladly walk you through your current policy and answer any questions you have concerning your coverage. If you are a new biker in need of a policy, call us today for a hassle-free quote to help get you safely onto the open road!


  1. We are locally owned and operated!

  2. We provide coverage through multiple carriers!

  3. We can combine coverage to save you money!

  4. We offer friendly customer service!

  5. You have 24-hour access to your policy info!


  1. Arkansas
  2. Indiana
  3. Kentucky
  4. Mississippi
  5. Tennessee


Left Arrow Read More Right Arrow