Category: Auto Insurance

As a new driver, it is important to keep safety in mind when you are behind the wheel. Palacio Miller Agency serves auto insurance in the Louisville KY area, and we know that for safe driving that every new driver should follow some best practices while on the road. 

Here are some tips:

1. Wear your seat belt at all times.

Wearing your seat belt will reduce the risk of injury or death in the event of an accident. 

2. Follow speed limits and pay attention to posted signs.

Obeying these laws will help you stay safe on the road and avoid getting into traffic violations or worse, an accident due to speeding. 

3. Be aware of your surroundings and maintain a safe following distance from other drivers.

This way, you can have enough time to react if something unexpected happens ahead. 

4. Avoid distractions while driving.

Some examples are using your cell phone, eating, or putting on makeup; anything that takes away your focus from the road could result in an accident or at best, a traffic violation.  

5. Keep both hands on the wheel.

And always check your blind spots before changing lanes or making any turns – it is good practice always to use turn signals, so other drivers know what your intentions are when switching lanes or making turns. 

Get Auto Insurance – It’s Mandatory!

With these simple tips, you can become a safer driver and enjoy a stress-free driving experience! Also, make sure your auto insurance is updated so you can drive your vehicle with maximized coverage. For more safe driving tips, give us at the Palacio Miller Agency a call today. We proudly serve the Louisville, KY area and want to keep you safe while out on the road above all else.

Everyone wants to save money. At Palacio Miller Agency serving Louisville, KY and the surrounding areas, we can help you better understand how to get the best deals on insurance products. If you have questions about auto insurance, we can help. 

Am I Required By Law To Carry Auto Insurance?

In the state of Kentucky, it is required by law that you carry a minimum auto policy in order to operate a vehicle. A minimum auto policy would only include liability coverage.

Is Liability Coverage Enough?

Just because the legal minimum is liability coverage, does not mean that is necessarily all you need. You can operate your vehicle legally, but if you are in an accident, a liability policy will not pay for repairs to your car, or replacement of your car if it is totaled. This type of policy also will not help to pay for any medical bills that may result for you if you are injured during an accident. Liability-only coverage can leave you financially vulnerable should you be in an accident. 

How Can I Get The Best Deal On Auto Insurance?

You can keep your insurance costs low by maintaining a clean driving record. This is one of the best ways to avoid rate increases. You can also qualify for discounts when you bundle different insurance products from the same company. For instance, homeowners and auto policies. 

It is also important to talk with an insurance representative so that you can best understand which vehicles should be listed as primary vehicles on your policy. 

If you would like to learn more about our auto insurance or any of our other insurance services, please contact us at Palacio Miller Agency serving Louisville, KY, and the surrounding areas.