3103 Breckenridge Ln
Louisville, KY 40220
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The Palacio Miller Family of agencies -
Proudly Serving a five-state area!

What Are The Benefits Of Having Recreational Insurance?

Recreational insurance is a must-have coverage if you or your recreational business frequently engage in fun activities with others or are close to others and their property. As a resident of Louisville, KY, you should also consider getting recreational coverage when going for a vacation. If you aren’t sure about getting this coverage, here are some of its benefits to convince you to purchase it. 

Benefits Of Having Recreational Insurance

1. You Can Customize It to Fit Your Activities

You or your recreational business can engage in uncountable kinds of recreational activities. The risks related to your fun activities are pretty different from that of someone else or another enterprise with a different set of recreational activities. Whether biking, skydiving, or rock climbing, you get to customize your recreational insurance to fit the fun activities you do. At Palacio Miller Agency, we recommend that you customize your insurance recreational insurance best you can to lower its cost. 

2. Coverage for Equipment/Vehicle Loss or Damage

Do you use equipment or a vehicle in your recreational activities? This coverage will protect you against equipment loss or damage. Whether it’s your rock-climbing gear, ATV, dirt bike, or kayak, your recreational policy will pay to repair or replace it if it’s stolen or damaged. 

3. Peace of Mind

Whether you are a person or a recreational business, purchasing recreational insurance provides peace of mind that you are well protected from liability. Therefore, you don’t have to worry about your savings, assets, or stocks being used to settle your liability in case someone gets injured or third-party property is damaged. As an individual, this peace of mind will enable you to enjoy your hobbies even more. If you are a business, the peace of mind will allow you to focus on delivering the best services to clients and your growth.  

Are you looking for recreational insurance deals in Louisville, KY? Call Palacio Miller Agency today.


  1. We are locally owned and operated!

  2. We provide coverage through multiple carriers!

  3. We can combine coverage to save you money!

  4. We offer friendly customer service!

  5. You have 24-hour access to your policy info!


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