The Mississippi Delta was hit by a series of devastating storms on March 24, 2023, causing significant damage to homes, businesses, and communities. With insured losses approaching $100 million and uninsured losses expected to exceed that number, we understand that this can be an overwhelming time for many. As your trusted insurance advisors, the Palacio Miller Agency is here to provide support, resources, and guidance to help you get through this difficult period.
- Insurance Coverage for Storm Damage: The first thing you should know is that damage caused by tornadoes is typically covered under standard homeowners and business insurance policies. The optional comprehensive portion of an auto insurance policy will also cover damages caused by storms. If you’re unsure about your coverage or have questions, don’t hesitate to contact your insurance agent for assistance.
2. Mississippi Insurance Department Assistance: The Mississippi Insurance Department (MID) is offering support to storm victims by setting up a temporary location at the Justice Court Building on Highway 25 in Amory. They will be available from 10 a.m. to 2 p.m. Tuesday through Thursday to assist with insurance questions and concerns. Be sure to take advantage of this resource if you need guidance on insurance claims or policies.
3. Hiring a Public Adjuster: If you’re struggling to navigate your insurance claim, you have the option to hire a public adjuster. These professionals are not affiliated with insurance companies and can help ensure you receive appropriate compensation for your losses. A public adjuster can provide valuable assistance in managing your claim and negotiating with your insurance provider.
During challenging times like these, it’s essential that we come together as a community to support one another. The Palacio Miller Agency is committed to helping those affected by the Mississippi Delta storms and providing the resources you need to recover. If you have any questions or need assistance with your policy or claim, please reach out to us. Remember, we are here for you, and we will get through this together.